Retirement

More getty The Paycheck Protection Program (“PPP”) was implemented to provide businesses, and individuals having trades or businesses, with financial assistance in order to keep their businesses open and their payroll intact.  Many businesses and individuals who had no need or limited need for a PPP Loan applied and received one anyway, notwithstanding limited vocal
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By Richard Eisenberg, Next Avenue Managing Editor getty Every tax-filing season seems full of complexities and consternation. But the one we’re now in is especially fraught, due to the pandemic: Stimulus checks. Unemployment benefits. Working from home tax issues. New Covid-19 rules for 401(k) and Individual Retirement Account (IRA) hardship withdrawals and loans. Frankly, it’s
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Ask Larry Economic Security Planning, Inc. Today’s column addresses questions about a possible cause for an unexplained increase in Social Security retirement benefits beginning in January, retroactively claiming spousal benefits after 70 and whether delaying really would be the best strategy. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and
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Crypto has a low correlation with stocks. What does that mean? Mining rig in Norilsk (photo by Andrey Rudakov) © 2021 Bloomberg Finance LP Stocks, bonds, real estate, commodities. Bitcoin. Bitcoin? Is cryptocurrency an asset class deserving of a place in every endowment and retirement portfolio? There is now being built on Wall Street a
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Senators Mark Warner (D-VA) and Angus King (I-ME) propose to redirect ill-targeted covid relief … [+] funds to valuable public investments. CQ-Roll Call, Inc via Getty Images In the coming days, the Senate will take up the $1.9 trillion covid relief bill that passed the House of Representatives last week on a party-line vote. It’s
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Health workers administer the Moderna COVID-19 vaccine to a couple in a car at a drive-thru … [+] vaccination event for residents 65 and older at Dewey O. Boster Park and Sports Complex on January 7, 2021 in Deltona, Florida. Employees of Volusia County and the Florida Department of Health provided 1,000 vaccinations on day
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When it comes to retirement income planning, taxes are an important but often overlooked factor. Pre-retirees tend to assume their tax bracket will decrease after they leave the workforce and don’t realize they could lose 25%–30% or more of their retirement income to taxes. Having a lower marginal tax bracket in retirement used to be
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Regulators and law enforcement are looking into flagrantly illegal “side letter” agreements which … [+] pay private equity investors aware of fraud to not tell unsuspecting others. getty While mutual fund investors are assured equal treatment under the federal securities laws, private equity funds are the Wild West—industry practice is to grant certain investors secret
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